Tag: risk
Complexity as a Means of Portfolio Diversification
A portfolio is a collection of securities: stocks, bonds or treasury bills. The calculation of the expected return of a portfolio is ...How ORM Add’s Value to the Business
The identification, assessment, measurement monitoring, and reporting of Operational Risk presents several obstacles; however, it can be worth the trouble. Please use ...Operational Risks and their Roots, Results and Remedies
By: Greg Suddards A number of discussion topics on various Linked-In groups in recent months have suggested that the four issues above ...Top 10 Risk Management Blogs
Our mission at RiskArticles.com is to promote effective risk management and governance practices in the financial services industry. We do this through ...Building an Operational Risk System
By: Causal Capital | Martin Davies There are stacks of operational risk reporting systems on the market however, in general many of ...Credit Risk: How to Calculate Expected Loss & Unexpected Loss
When measuring and managing credit risk, It is important to have a clear understanding of common terms such as expected loss and ...Credit Risk Assessment
For many banks, credit risk is a key risk and makes up the largest amount of risk-based capital for the Basel capital ...Risk-Based Capital Standards: Establishment of a Risk-Based Capital Floor
Summary of the relevant sections of Dodd-Frank Act On June 6, 2011, the OCC, Federal Reserve, and FDIC (the “agencies”) have jointly ...Risk Appetite – Key Concepts
Introduction A risk appetite is the amount of risk a firm is willing to accept in order to achieve its objectives. The ...Expected Loss (EL) Calculation
Lending institutions need to understand the loss that can be incurred as a result of lending to a company that may default; ...