Tag Archive for credit

Risk Assessment

Written by:¬†Arijit Bhowmick Complete Credit Risk Assessment can be performed by precise loan pricing, more accurate loss forecasting, better evaluation of investment and disinvestment options, optimal portfolio management. Inaccurate loan-loss provisioning causes a level of “lazy capital” i.e. capital not…

Credit Risk Management

The active management of credit risk has been receiving increasing regulator attention and strategic focus at many financial institutions. Regulators cite poor credit risk management at the portfolio level, weak credit standards for borrowers and counterparties, and insufficient attention to…