Risk Mgmt

Risky Business

By: Geary Sikich To what extent is it feasible to run a corporate risk management program without purchasing insurance? One only has to look as far as the next headline to answer this question. From financial crises to energy catastrophes…

Risk Matrix Basics

By: Ben Ale & David Slater Risk management is an increasingly important task in managing enterprises, companies, countries and societies. The most prominent risks, which attract the public eye the most, are risks that involve human life or health or the…

Don’t Make Fun of Risk Management

By: Trevor Levine There’s an intersection in my neighborhood that makes me nervous to drive through. Imagine a quiet suburban street that goes north-south which intersects the east-west streets that only have stop signs. I’ve observed that frequently cars travelling…

Credit Risk Management

The active management of credit risk has been receiving increasing regulator attention and strategic focus at many financial institutions. Regulators cite poor credit risk management at the portfolio level, weak credit standards for borrowers and counterparties, and insufficient attention to…

Liquidity Risk Management

Key Issues in the Management of Liquidity Risk This is the second article in a series of articles on the management of Liquidity Risk. In my first article “Managing Liquidity Risk – The 2007 Crisis” I dealt with the severe…

Risk Management of Remote Deposit Capture

The Federal Financial Institutions Examination Council (FFIEC) issued guidelines on risk management of remote deposit capture (RDC) processes at banks. RDC is a deposit transaction system which permits banks to receive digital information from deposit documents recorded at remote locations.…

Credit Risk Assessment

For many banks, credit risk is a key risk and makes up the largest amount of risk-based capital for the Basel capital allocation. Credit risk arises when dealing with customers, vendors, and other counterparties. It is generally viewed as the…